Monday, April 27, 2009

Consumer Debt Counseling Service

In the tough economic climate, more people are seeking the help of debt-counseling agencies to renegotiate credit-card interest rates or help them re-evaluate their budgets. You're not on your own.

When to Seek Help?
  • Taking short cuts, like going to a payday lender
  • Struggling to make the minimum payments on your CC
  • Getting a cash advance for everyday expenses
  • Harassed by creditors at all hours
Where to Seek Help? Answer is Consumer Debt Counseling Service(CDCS)

After a free 15-minute consultation, counselors work up an action plan, which details suggestions the debt counselor has for their household budget or, if necessary, suggestions for entering into a debt-management plan to lower credit-card interest rates and debt.

How to Seek Help? Check The Consumer Debt Counseling Service website to make an appointment today.

This offer a bit of anonymity since you don't have to share a Social Security number or birthdate for the consultation and advice.

One last note although some do legitimate work, many debt counseling companies charge more than their services are worth, according to the Federal Trade Commission. You can reach the Non Profit CCCS at for the online consultation, and other information.

Every day you put off seeking help is probably costing you.

Make an appointment today and start your new life